57 lines
1.9 KiB
Python
57 lines
1.9 KiB
Python
import json
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import os
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from datetime import date
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DATA_DIR = os.environ.get("DATA_DIR", os.path.join(os.path.dirname(__file__), "data"))
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SINKING_FILE = os.path.join(DATA_DIR, "sinking_funds.json")
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FUND_COLORS = {
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"Travel": "#C5BBA0",
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"Vet & Pets": "#A0B8C5",
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"Holidays & Gifts": "#D4B8C5",
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"Renovations": "#C5A8A0",
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"Studio Build": "#B4A0C5",
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"Emergency Fund": "#A8C5A0",
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}
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DEFAULT_FUNDS = [
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{"name": "Travel", "type": "ongoing", "monthly": 0, "balance": 0, "notes": ""},
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{"name": "Vet & Pets", "type": "ongoing", "monthly": 0, "balance": 0, "notes": ""},
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{"name": "Holidays & Gifts", "type": "ongoing", "monthly": 0, "balance": 0, "notes": ""},
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{"name": "Renovations", "type": "ongoing", "monthly": 0, "balance": 0, "notes": "Subcategories coming later"},
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{"name": "Studio Build", "type": "ongoing", "monthly": 0, "balance": 0, "notes": "Goal amount TBD"},
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{"name": "Emergency Fund", "type": "ongoing", "monthly": 0, "balance": 0, "notes": "Target: 3–6 months expenses"},
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]
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def load_funds():
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if os.path.exists(SINKING_FILE):
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with open(SINKING_FILE) as f:
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return json.load(f)
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# First run — seed with defaults
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save_funds(DEFAULT_FUNDS)
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return DEFAULT_FUNDS
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def save_funds(funds):
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with open(SINKING_FILE, "w") as f:
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json.dump(funds, f, indent=2)
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def months_until(target_date_str):
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try:
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target = date.fromisoformat(target_date_str)
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today = date.today()
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months = (target.year - today.year) * 12 + (target.month - today.month)
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return max(months, 1)
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except Exception:
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return None
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def monthly_needed(balance, goal, target_date_str):
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m = months_until(target_date_str)
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if not m:
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return None
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remaining = max(goal - balance, 0)
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return round(remaining / m, 2)
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